Retirement
Saving for Retirement
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Annuities and Retirement Planning
An annuity may be a good investment to look into.
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Borrowing or Withdrawing Money from Your 401(K) Plan
Take money out of it now, and you'll risk running out of money during retirement.
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Choosing a Beneficiary for Your IRA or 401(k)
Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance.
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Closing a Retirement Income Gap
As you grow closer to retirement, you may discover that your income won't be enough to meet your needs.
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Deciding What to Do With Your 401(K) Plan
When changing jobs, it's essential to preserve the continued tax-deferred growth of these retirement funds.
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Estimating Your Retirement Income Needs
By doing a little homework, you'll be well on your way to a comfortable retirement.
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Evaluating an Early Retirement Offer
How do you know if the seemingly attractive offer you've received is a good one?
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How aggressive should I be when I invest for retirement?
The right answer in your case will depend on a number of key factors.
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How can I plan for retirement if my employer doesn't offer retirement benefits?
In many cases, your first step should be to open an IRA and contribute as much as you possibly can each year.
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How late is too late to start saving for retirement?
More time to save maximizes your chances of having the kind of retirement lifestyle you want.
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How much money should I save for retirement?
You need to build a fund that you'll be able to draw on for much of your retirement income.
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How should I structure my retirement portfolio?
Your first step is to take advantage of tax-favored retirement savings tools.
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I think it's time to start planning for retirement. Where do I begin?
With thousands of investment possibilities, complex rules governing retirement plans, most people don't even know where to begin.
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Retirement Planning —The Basics
Here are some basic steps to get you started.
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Saving for Retirement and a Child's Education at the Same Time
You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two?
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Taking Advantage of Employer-Sponsored Retirement Plans
If your employer offers such a plan and you're not participating in it, you should be.
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The Roth 401(k)
Employers now have the opportunity to offer a brand-new option to 401(k) plan participants — the ability to make Roth 401(k) contributions.
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Understanding Defined Benefit Plans
To help you understand the role a plan might play in your retirement savings strategy, here's a look at some basic plan attributes.
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Understanding IRAs
An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits.
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What should I do if I determine that my income during retirement won't be enough to meet my retirement expenses?
The further you are from retirement, the more time you have to resolve the expected shortfall.
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What to Do After You've Been Automatically Enrolled in Your Company's Retirement Plan
Take charge of your own retirement savings right now by following these four steps.
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