Tools & Resources▼
|Title and Description|
| Borrowing or Withdrawing Money from Your 401(K) Plan |
Take money out of it now, and you'll risk running out of money during retirement.
| Deciding What to Do With Your 401(K) Plan |
When changing jobs, it's essential to preserve the continued tax-deferred growth of these retirement funds.
| Does the federal government insure pension benefits? |
It insures defined benefit plans through the Pension Benefit Guaranty Corporation, a federal agency created by ERISA.
| How can I plan for retirement if my employer doesn't offer retirement benefits? |
In many cases, your first step should be to open an IRA and contribute as much as you possibly can each year.
| I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement? |
A 403(b) plan is an employer-sponsored plan designed for employees of certain tax-exempt organizations to invest for their retirement.
| My company has a profit-sharing plan. How do these plans work? |
Your employer-sponsored profit-sharing plan provides for the tax-deferred accumulation of funds in your retirement account.
| Should I contribute to my 401(k) plan at work? |
A 401(k) plan is one of the most powerful tools you can use to save for your retirement.
| The Roth 401(k) |
Employers now have the opportunity to offer a brand-new option to 401(k) plan participants the ability to make Roth 401(k) contributions.
| Understanding Defined Benefit Plans |
To help you understand the role a plan might play in your retirement savings strategy, here's a look at some basic plan attributes.
| What does the term "qualified plan" mean? |
A qualified plan is an employer-sponsored retirement plan that qualifies for special tax treatment.
| What is vesting? |
Vesting occurs when you acquire ownership.
| What to Do After You've Been Automatically Enrolled in Your Company's Retirement Plan |
Take charge of your own retirement savings right now by following these four steps.