Retirement

Employer-Sponsored Retirement Plans

Title and Description
Borrowing or Withdrawing Money from Your 401(K) Plan
Take money out of it now, and you'll risk running out of money during retirement.
Deciding What to Do With Your 401(K) Plan
When changing jobs, it's essential to preserve the continued tax-deferred growth of these retirement funds.
Does the federal government insure pension benefits?
It insures defined benefit plans through the Pension Benefit Guaranty Corporation, a federal agency created by ERISA.
How can I plan for retirement if my employer doesn't offer retirement benefits?
In many cases, your first step should be to open an IRA and contribute as much as you possibly can each year.
I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement?
A 403(b) plan is an employer-sponsored plan designed for employees of certain tax-exempt organizations to invest for their retirement.
My company has a profit-sharing plan. How do these plans work?
Your employer-sponsored profit-sharing plan provides for the tax-deferred accumulation of funds in your retirement account.
Should I contribute to my 401(k) plan at work?
A 401(k) plan is one of the most powerful tools you can use to save for your retirement.
The Roth 401(k)
Employers now have the opportunity to offer a brand-new option to 401(k) plan participants — the ability to make Roth 401(k) contributions.
Understanding Defined Benefit Plans
To help you understand the role a plan might play in your retirement savings strategy, here's a look at some basic plan attributes.
What does the term "qualified plan" mean?
A qualified plan is an employer-sponsored retirement plan that qualifies for special tax treatment.
What is vesting?
Vesting occurs when you acquire ownership.
What to Do After You've Been Automatically Enrolled in Your Company's Retirement Plan
Take charge of your own retirement savings right now by following these four steps.

Financial Planning


 
 
 
 
 
 
 
 
 
 
 
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